If you’re considering a move, the digital resources in our Learning Center can help you get prepared for the next step in the home-buying journey.
Getting prequalified is a great way to find out what you can afford so you can be a competitive buyer. Talk to one of our loan officers to get started.
Once you’ve found your house and signed a purchase agreement, you’re ready to apply for financing. We’re here to help you every step of the way.
Prequalifications are the all-important first step in the process, putting you in control of the house-hunting experience by telling you what you can afford, making it easier to act quickly, and giving you access to expert advice along the way. Click through to read what our home loan expert has to say about what prequalification is — and what it isn’t.
Turn that dream home into a reality! Our handy home-hunting checklist will help you check all the necessary boxes on a house before you put in an offer.
Many of our mortgages now qualify for eClosings, which means you could potentially close on your new home from anywhere you choose. In addition to eClosings, here are some of the many conveniences of using UBT for your home loan:
These home loans have a set interest rate for the entire length of the mortgage term.
Designed to finance luxury properties where large loan amounts are over limits set by the Federal Housing Finance Agency.
An ARM is a home loan with interest rates that adjust over time based on the market.
NIFA loans provide funding for home loans to those who need assistance with down payments.
FHA loans help qualifying buyers purchase a home with a low down payment and less restrictive qualifying guidelines.
VA loans offer veterans the chance to buy a home with no down payment (within certain guidelines).
These include bridge loans, lot loans, and cash-to-close loans that are designed to work within specific circumstances to make home (or land) purchases a reality.
A home loan that gives special consideration to those working in the medical field.
