It pays to reward yourself – and with cash back on eligible purchases, you can do just that.
Reward yourself with cash back on eligible purchases – you deserve it.
When you pay off your balance in full each month.
Your card is protected by Visa's Zero Liability policy and Verified by Visa.
Your credit card limit can be as low as $500.
Our low-rate Classic Credit card helps you keep things simple.
| Purchase rate | Cash advance rate | Balance transfer rate |
|---|---|---|
| 13.05% p.a. | 14.80% p.a. | 13.05% p.a. |
| Fee type | |
|---|---|
| Annual fee | $89.00 |
| Cash advance (domestic & overseas) | $5.00 |
| Card replacement - standard | $10.00 |
Other fees and charges may apply. See all fees and charges for credit cards.
Talk to one of our lending specialists and apply over the phone by calling our contact centre on 1300 228 228, or pop into your local branch.
Alternatively, you can enquire online and one of the team will be in touch soon!
A little preparation can make your credit card application quicker and easier. Make sure you have the following ready:
Talk to one of our lending specialists and apply over the phone by calling our contact centre on 1300 228 228, or pop into your local branch.
Alternatively, you can enquire online and one of the team will be in touch soon!
A little preparation can make your credit card application quicker and easier. Make sure you have the following ready:
Call us on 1300 228 228 or chat to the team at your local branch.
Enquire online today and one of the team will be in touch soon.
You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!
With the BCU Rewards Credit Card you will earn cash back each time you use your BCU Rewards Credit Card for eligible transactions, whether in Australia or in any other country.
The cash back you will earn is calculated at 0.66% for each Australian dollar charged to your BCU Rewards Credit Card for eligible transactions, including foreign currency transactions when converted into Australian dollars and charged to your Rewards Credit Card.
Annual credit card fees are charged at the end of the month of account opening, then every year each anniversary at the end of the month.
The minimum repayment due on your credit card is 3% of your outstanding balance as at the last day of the month or $10.00, whichever is the greater.
The actual amount due and the due date will be displayed on your credit card statement which can be viewed as an eStatement in internet banking, and can also be found in the BCU mobile app.
You can apply for a credit card with BCU Bank to pay out an existing credit card with another bank or lender. This could help you better manage your repayments if you're moving to a lower interest rate.
You can apply over the phone or at your local branch.
